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Crypto Tax + Portfolio Tracking · Year-Round

CoinTracker Review 2026 — 8.5/10

Tested across multiple tax seasons. Here is the honest CoinTracker verdict — the year-round tracking advantage, pricing concerns, and who it is really best for.

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Free portfolio tracking · Base from $59/year · Tax reports + year-round tracking

TurboTax Export 500+ Integrations Tax-Loss Harvesting 1099-DA Ready 20+ Countries
About

CoinTracker Review

CoinTracker earns an 8.5/10 in 2026. Its primary differentiation is the year-round portfolio tracking combined with tax reporting — unlike tools that you dust off in April, CoinTracker is designed to be your ongoing crypto ledger. The portfolio analytics (P&L, performance, cost basis by lot) are genuinely useful throughout the year and help avoid tax-time surprises.

The main limitation is pricing at scale. The Ultra plan at $599/year for 10,000 transactions is significantly more expensive than comparable tiers from Koinly or CoinLedger. For users who primarily want once-a-year tax reports without year-round tracking, per-year tools are likely better value. For users who want continuous visibility into their crypto finances, CoinTracker's subscription model makes more sense.

CoinTracker At a Glance
Year-Round Subscription
Tax + portfolio tracking all year, not just at filing time
500+ Integrations
Exchanges, wallets, DeFi protocols, blockchains
TurboTax Export
Direct import — no manual transaction entry
Tax-Loss Harvesting
Prime+ plan: real-time unrealized loss alerts
Portfolio Analytics
Performance, P&L, and tax impact year-round
1099-DA Reconciliation
Handles new IRS broker reporting requirements
20+ Countries
US, UK, Canada, Australia, and more
Chatoshi AI Support
AI assistant for quick tax and platform questions
Features

Tax Accuracy + Year-Round Tracking

CoinTracker combines tax reporting with continuous portfolio monitoring — so you are never surprised at filing time.

Overall: 8.5/10

Best for year-round portfolio tracking combined with tax reporting in one tool.

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Portfolio Tracking: 9.5/10

Genuinely excellent year-round P&L, performance, and tax impact dashboard.

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TurboTax Integration: 9/10

Clean, reliable TurboTax export that works consistently.

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Tax-Loss Harvesting: 9/10

Real-time unrealized loss alerts (Prime+) are more useful than year-end-only tools.

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Pricing: 7/10

More expensive than competitors at higher transaction volumes. Annual subscription model not for everyone.

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DeFi: 7.5/10

Good for mainstream DeFi; complex or novel protocols may need manual review.

Pricing

Annual Plans from $59/Year

CoinTracker moved to annual subscriptions in 2024 — tax reports + year-round portfolio tracking included at every paid tier.

Base
$59/year
Annual subscription · Tax + tracking
Up to 100 transactions
All tax reports
TurboTax export
Portfolio tracking
Get Base
Ultra
$599/year
Annual subscription · Tax + tracking
Up to 10,000 transactions
All tax reports
Advanced lot tracking
24/7 support
Early feature access
Get Ultra

Free plan available for portfolio tracking. Ultra+ plan at $1,999/year for up to 250,000 transactions.

How It Works

From Import to Filed in 3 Steps

01
Evaluate Your Use Case
Year-round tracking and portfolio analytics → CoinTracker. Tax-only once a year → consider Koinly or CoinLedger at lower cost.
02
Start Free
The free portfolio tracking tier is genuinely useful — connect your accounts and see if CoinTracker\'s interface works for your setup before paying.
03
Choose the Right Tier
Base ($59) for casual investors. Prime ($199) for active traders who want tax-loss harvesting. Ultra ($599) for high volume.
04
Use Tax-Loss Harvesting
The real-time alerts in Prime+ for unrealized losses are more actionable than end-of-year reports from per-year tools. Set alerts before year-end.
05
Export to TurboTax
When filing, use the TurboTax export — fastest path from CoinTracker to filed return for US users.

Your Crypto Taxes,
Under Control All Year

Connect your exchanges and wallets. CoinTracker tracks gains, losses, and income year-round — so filing is a formality, not a scramble.

Start for Free →

Free portfolio tracking · Tax reports from $59/year · No credit card to start

FAQ

Questions About CoinTracker Review

Is CoinTracker worth the price?
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For users who want year-round portfolio tracking plus tax reporting in one tool: yes. For users who only need annual tax reports: CoinTracker is more expensive than Koinly or CoinLedger at similar transaction levels. Evaluate based on how often you want to check your crypto finances.
Is CoinTracker better than Koinly?
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CoinTracker is better for: year-round portfolio tracking, tax-loss harvesting real-time alerts, and users who want a single subscription covering taxes and tracking. Koinly is better for: international users (100+ countries), per-year pricing without a subscription, and cost efficiency at higher volumes.
What is CoinTracker\'s biggest weakness?
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Pricing at scale. The Ultra plan ($599/year for 10,000 txns) is 2-3x more expensive than comparable Koinly or CoinLedger tiers. For high-volume traders who primarily need tax reports, the price premium is hard to justify unless the year-round tracking is genuinely valuable.
Does CoinTracker handle 1099-DA?
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Yes. With 1099-DA becoming the new IRS crypto broker reporting standard, CoinTracker has built reconciliation workflows to help users align broker-reported proceeds with their full transaction history and correct cost basis.
What is Chatoshi in CoinTracker?
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Chatoshi is CoinTracker\'s AI assistant — a chatbot that answers tax questions and platform support queries in real time. It provides links to relevant FAQ articles and handles common questions about transaction categorization, tax rules, and feature usage.
Reviews

What Users Say

Portfolio Watcher
★★★★★

"The year-round angle is CoinTracker\'s real strength. I check my crypto tax situation monthly now. Knowing my estimated gains and losses throughout the year means I make smarter trading decisions. Worth the subscription."

Annual Filer
★★★☆☆

"Overpaying for features I don\'t use. I only need a tax report once a year — the portfolio tracker is nice but not worth the premium over Koinly. Switching at renewal."

Active Trader
★★★★★

"Tax-loss harvesting alerts saved me significant money. Got a notification in November that I had $8,000 in unrealized losses I could harvest. Sold, offset my gains, saved on taxes. That alert alone paid for the Prime subscription many times over."